Available Loan Programs
Rose Loan is powered by NEXA Mortgage, which is partnered with more than 200 lending investors offering literally 1000’s of loan programs and custom solutions. You want the best pricing from the best lender that has a loan program that fits your specific and unique needs. Rose Loan can do that!
Choose a Loan Program to Learn More
Conventional
An excellent option for borrowers with average, good, or great credit, assets, and income.
FHA
Government backed with lower down payment, credit, and income requirements.
VA
Military Veterans: 0% down payment, better rates, low income and low credit requirements.
Jumbo
Larger loans generally following conventional guidelines for higher purchase prices.
USDA
Designed for rural areas with no down payment and much lower qualifying requirements.
First Time
Loans for First-Time Home Buyers with low or moderate income & low/no down payment.
DPA
Down Payment Assistance options that cover most or all cash to close requirements.
Non-QM
Specialty loans for both borrowers & investors with non-standard income requirements
Rehab
Construction loans to improve or fix existing properties needing TLC, updates, or expansion.
Construction
One-Time Close construction loans to build a new property from the ground up.
HELOC
Home Equity Line of Credit to cash out equity on homes or investment properties.
Commercial
10%-20% down loans on properties zoned commercial, mixed use, and >4 units residential.
Reverse Mortgage
Home Equity Conversion Mortgage (HECM) converts your home into a monthly income or eliminates payments
Vacant Land
Purchase or refinance unimproved land with options that allow for as little as 10% down. Use as is or build later.
All In One
Mortgage that works like a checking account. Save daily interest and payof loan in as little as six years
